Personal injury: What is it and how do I claim?

Personal injury gets a lot of media attention – and not all of it favourable. However, there is a genuine need for legitimate claims to be made when you have suffered a personal injury that was not your fault. The term ‘ambulance chasing’ has been given to unscrupulous law firms who have set out to make a ‘quick buck’ out of making mass claims, and it is this type of practice that is thankfully now being ruled out.

So, what is personal injury? It can be any type of physical or psychological injury, disease or illness, or an injury resulting in death. In general, personal injury claims can be work-related [including actual physical harm or psychological harm such as stress related]; resulting from an accident [road traffic accident or a trip or fall such as on a wet floor or uneven surface]; abuse [such as child abuse or harassment]; injuries sustained because of faulty goods or negligent acts; or injuries resulting through clinical negligence.

Making a claim: First and foremost, it is important that you speak to a specialist solicitor who understands all aspects of personal injury law. Most will speak to you on a confidential, no-obligation basis, and if they agree to take on your case it may be ‘no win: no fee’ – subject to your individual situation. Your solicitor will help you ascertain what insurance cover you may have in place to assist with your legal fees.  You should be aware that in most cases there is a time limit of three years to make a personal injury claim. Legal negotiations can be protracted; therefore you should seek legal advice at the earliest opportunity.

To discuss a personal injury claim – talk to Simpkins & Co Solicitors. Your initial consultation is free of charge and we can advise you whether you have a good case to proceed.

Phone: 01425 275555 | 0207 872 5529



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